Hamp Program

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The Home Affordable Modification Program (HAMP) is designed to help financially struggling homeowners avoid foreclosure by modifying loans to a level that is affordable for borrowers now and sustainable over the long term. The program provides clear and consistent loan modification guidelines that the entire mortgage industry can use. The Home Affordable Modification Program includes incentives for borrowers, servicers and investors.

This program plans to stabilize the housing market and help struggling homeowners get relief and avoid foreclosure.The Making Home Affordable Program Handbook for Servicers of Non-GSE Mortgages (4.4) is intended to provide a consolidated resource for programmatic guidance related to the MHA Program for mortgage loans.

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2nd Mortgage Rates

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Can’t Refinance

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Loan Forgiveness

Under certain circumstances, the federal government will cancel all or part of an educational loan. This practice is called Loan [...]

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Hamp Guidelines

The target of the program is 7 to 8 million struggling homeowners at risk of foreclosure by working with their lenders to lower [...]

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Hamp Program

The Home Affordable Modification Program (HAMP) is designed to help financially struggling homeowners avoid foreclosure by modif [...]

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Making Home Affordable

If you are having a tough time making your mortgage payments, you may be eligible for MHA's Home Affordable Modification Progra [...]

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