Welcome to American Debt Advisors

When it comes to saving your home from foreclosure, lowering your monthly obligations or getting out of debt, most people prefer to deal with someone they can trust. At American Debt Advisors you will have the opportunity to have a free telephone or in office consultation at no charge before you commit to anything. We never charge up front fees and we have combined experience in mortgages, financial services, real estate, and debt consulting for over a decade. Call now to see how we can help! 1-855-430-DEBT


Mary Patricia
Albert Jonathan
Ronald Donald
John Carter



2nd Mortgage Rates

When you need money, sometimes a second mortgage is the answer. Second mortgages, also known as home equity lines of credit (HEL [...]


Can’t Refinance

If you've found that a refinance isn't for you, there may be another option for lowering your monthly mortgage payments — if y [...]


Loan Forgiveness

Under certain circumstances, the federal government will cancel all or part of an educational loan. This practice is called Loan [...]


Hamp Guidelines

The target of the program is 7 to 8 million struggling homeowners at risk of foreclosure by working with their lenders to lower [...]


Hamp Program

The Home Affordable Modification Program (HAMP) is designed to help financially struggling homeowners avoid foreclosure by modif [...]


Making Home Affordable

If you are having a tough time making your mortgage payments, you may be eligible for MHA's Home Affordable Modification Progra [...]



Mortgage Modification

Many loans can be modified, and the general process is referred to as loan modification or debt rescheduling. There may be modifications made at the discretion of the lender or investor. The lender or investor is motivated to offer better terms to the borrower

Second Mortgage

On conventional loans a 2nd Mortgage is a second lien on a property. A 2nd mortgage falls behind the 1st mortgage. When refinancing if the homeowner wants to refinance the 1st mortgage and keep the 2nd mortgage, the homeowner has